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Pondering No 9

Author: Paul Violet Published: 20th September 2010 14:30

Permanent Disclaimer:   Nothing mentioned in these articles should be taken as advice or recommendation. Information and personal thoughts only are provided.  However should you decide to act upon any of this information, you should first seek professional advice.   Such advice can be arranged for you if required.

1. I have no intention of being political on this site, but I have to admit to being impressed by a simple, obvious, yet brilliant comment from Nick Clegg recently.

In answer to party criticism that he is giving too much ground to the Tories, and not getting enough Lib Dem policies through, he said:  "We didn't win the election".      In fact they finished third, which is a point that is being forgotten by many.

2. Penny Shares.   Have you heard of, or been offered Penny Shares in the past?  They have been a  popular way of share dealing in small amounts for many years.  In 2007 a stockbroking firm (Wills & Co) were heavily fined by the FSA for mis-selling these shares.  Wills & Co have since collapsed.

My point?   Yet again innocent investors had been given the wrong advice by apparent experts.   It's a real minefield when it comes to personal finances, so when you seek advice (and everyone should - it can be totally free) you need to be sure that you deal with someone you trust, or who is recommended by someone you trust!

And newspaper ads, no matter how large and impressive, are no guarantee of sound advice, so don't be impressed.  They are there to get you to give them your money, and not to ensure you get the best deal around.

3. I was recently reminded of the famous James Dean quote.  Oh that we could really live like that.  The quote?    "Plan as though you will live forever. Live as though you will die tomorrow"   Mmmmm?

4. And a joke.  You may have heard it on TV recently. Silly but I liked it.  "I hope to have a book coming out soon.  I guess I shouldn't have eaten it"

5. I have another website.  Feel free to take a look:  http://www.propertyoverseas.me.uk/

More Ponderings soon.   Yes, exciting isn't it!

Pondering Paul



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